The promoter of the HBA Get the Goods Competition is BUPA Australia Health Pty Ltd ABN 50 003 098 655 Trading as HBA Health Insurance (the Promoter). Information on how to enter forms part of the Terms & Conditions. Entries not complying with these Terms & Conditions are ineligible and Promoter reserves absolute right to disqualify any Participant or Group from Promotion if entries do not comply with these Terms & Conditions. The Competition commences 12 June 2008 and concludes 7 July 2008 at midnight (AWST) (Competition Period). All entries must be received by the Promoter during the Competition Period. A random competition draw will take place at Marketforce 1314 Hay Street, West Perth 6005 on Wednesday 9 July 2008. Employees of the Promoter and its agencies associated with this promotion and their immediate families are ineligible to enter. Entry into the promotion is free but a person may only enter once. Only residents of WA are eligible to enter. Participants can enter the competition via hba.com.au and following the links or by completing a hard copy entry form during the promotion period. Entrants will be entered into the competition to win LG products to the value of $5000 RRP. The composition of LG products to the value of $5000 RRP is at the discretion of the competition winner and is dependent on stock availability. The Promoter will nominate a participating LG retailer for prize selection and redemption. The LG retailer will be located centrally within WA. The Promoter accepts no responsibility for late, lost or misdirected entries. The judges' decision will be final.

The Promoter reserves the right not to select a winner in its absolute discretion. The winner will be notified by telephone and email and will be provided with details as to the collection of the prize. Identification, which includes a photograph, will be required. The collection of the prize is the sole responsibility of the winner. The prize will only be awarded following winner validation and verification. The prize is not exchangeable, transferable or redeemable for cash. By accepting the prize, the winner agrees to participate in reasonable promotional and marketing activities as requested by, the Promoter. Subject to law, the Promoter reserves the right in its absolute discretion to modify the terms of the Promotion, including the prize and these conditions. The Promoter will not be liable for any loss, damage or injury which results directly or indirectly from this promotion, except that which cannot be excluded by law. The Promoter reserves the right to disqualify a winner if the winner has breached any of the Terms and Conditions or if the winner does not adhere to the Terms and Conditions. All entrants agree to receive promotional communications from the Promoter unless the entrant requests no contact. By entering the competition, the winner consents to the Promoter publishing their name to all entrants via an email on conclusion of the competition to announce the winner. Your privacy is important to us. We will only collect your personal information to enter you in the competition and use for future marketing of new products and special offers. We will not disclose it to other organisations for marketing purposes. You may request access to this information. To view our Privacy Policy, call us or go to hba.com.au. If you do not wish to receive this information from us you can opt-out by calling 131 243.